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Embedded Outbound Payments for Software Platforms & Enterprises

Send payments instantly while providing choice and flexibility for payees to accept and manage their payments.

Dream offers a fully integrated private-label solution for software platforms and enterprises to launch outbound payments and improve client experience by leaps and bounds.


What industries do we serve?

Dream Payments' powers secure and convenient B2B and B2C payouts for the insurance, property management, and merchant services industries.

Claims Payouts

Insurers pay out over $4 trillion in insurance claims each year with over half of those payments still occurring through slow and complex processes. While customers have long-demanded faster and transparent claims payouts, the pandemic highlighted the need for rapid access to funds.

Dream powers digital claims payments for some of North America’s largest insurers and insurance claim platforms through our Digital Payments API, enabling carriers to embed payouts seamlessly within their claim workflow and pay claimants and vendors instantly.

Dream Payments offers claimants choice in how they receive their funds by offering a variety of payment methods:

ACH and EFT Bank Transfers

Real Time Payments (RTP)

Virtual Cards



Our Partners

Fully cloud-native policy, billing, and claims software deployed by 400+ insurers

Our Payout Solution

We partner with you to bring Embedded Payments to your customers, whether through your existing software, or by enabling new products and services.


Payout APIs

A simple programmatic interface to manage payees and issue digital payouts. Our Payout API makes it easy to:

  • Integrate digital payouts directly into existing systems

  • Integrate vendor payments directly into vendor management systems

  • Pull digital payment data directly into financial reconciliation processes

Payee Portal

A private-label, out-of-the-box web portal for your customer and vendor payees to:

  • Receive branded email payment notifications

  • View payment details and real-time status of their current and past payments

  • Manage payment preferences

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Payout Dashboard

A turnkey tool for financial operations and payout support personnel to:

  • Create and approve payouts to customers and vendors

  • Manage and view real-time statuses of payments

  • View reconciliation files and generate ad-hoc reports

  • View reconciliation files and generate ad-hoc reports

  • View reconciliation files and generate ad-hoc reports

Payout Experience

Dream absolves software platform companies from the complexity of payouts by:

  • Offering industry-leading, mobile-first payment workflows and UX

  • Managing the complex integration to various payment modalities

  • Securely storing payee identification, banking, and payment data

  • Reducing customer friction through automated future-dated payments

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Ready to be part of the Dream?

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