Embedded Outbound Payments for Software Platforms & Enterprises

Send payments instantly while providing choice and flexibility for payees to accept and manage their payments.

Dream offers a fully integrated private-label solution for software platforms and enterprises to launch outbound payments and improve client experience by leaps and bounds.

What industries do we serve?

Dream Payments' powers secure and convenient B2B and B2C payouts for the insurance, property management, and merchant services industries.

Claims Payouts

Insurers pay out over $4 trillion in insurance claims each year with over half of those payments still occurring through slow and complex processes. While customers have long-demanded faster and transparent claims payouts, the pandemic highlighted the need for rapid access to funds.

Dream powers digital claims payments for some of North America’s largest insurers and insurance claim platforms through our Digital Payments API, enabling carriers to embed payouts seamlessly within their claim workflow and pay claimants and vendors instantly.

Dream Payments offers claimants choice in how they receive their funds by offering a variety of payment methods:

ACH and EFT Bank Transfers

Real Time Payments (RTP)

Virtual Cards

Cheques

e-Transfer

Our Partners

Fully cloud-native policy, billing, and claims software deployed by 400+ insurers

Vertical software platforms are increasingly focused on maximizing revenue from payment transactions. Typically, this entails streamlining outgoing payments for their business clientele either through intermediation or direct facilitation.

Dream Payments offers a private-label Payouts service tailored to software platforms, enabling seamless integration of payout functionalities into their current product offerings. This simplifies the process for businesses to execute payouts effortlessly.

SMB Merchant Vendor Payouts

Merchant acquirers have the opportunity to generate additional revenue by empowering their merchants to settle payments with vendors.

Integrating Dream Payments' private-label Payouts features directly into your merchant portal allows merchants to import their outstanding bills and settle them with vendors via ACH, EFT, Virtual Card, or Check. This seamless process ensures that vendors receive their payments without hassle, offering them flexibility in choosing their preferred payment method and destination.

Our Payout Solution

We partner with you to bring Embedded Payments to your customers, whether through your existing software, or by enabling new products and services.

Payout APIs

A simple programmatic interface to manage payees and issue digital payouts. Our Payout API makes it easy to:

Integrate digital payouts directly into existing systems

Integrate vendor payments directly into vendor management systems

Pull digital payment data directly into financial reconciliation processes

Payee Portal

A private-label, out-of-the-box web portal for your customer and vendor payees to:

Receive branded email payment notifications

View payment details and real-time status of their current and past payments

Manage payment preferences

Payout Dashboard

A turnkey tool for financial operations and payout support personnel to:

Create and approve payouts to customers and vendors

Manage and view real-time statuses of payments

View reconciliation files and generate ad-hoc reports

View reconciliation files and generate ad-hoc reports

View reconciliation files and generate ad-hoc reports

Payout Experience

Dream absolves software platform companies from the complexity of payouts by:

Offering industry-leading, mobile-first payment workflows and UX

Managing the complex integration to various payment modalities

Securely storing payee identification, banking, and payment data

Reducing customer friction through automated future-dated payments